Fingerhut Credit Card reports to the credit bureaus once a month, typically 30 days from the statement closing date. So, if your billing cycle ends on the 15th of every month, the issuer will report information on your credit card balance on or around that date.

The information reported to credit bureaus should usually appear on your credit as soon as it’s received. However, it can take up to a week, or sometimes up to two months, or billing cycles, for a new account.